Low Speed Vehicle
Full Safety Glass
Coverage definitions: Auto
If you have caused an accident that injures someone or damages their property. This coverage pays for their
Bodily Injury per person,
Bodily Injury per accident
Relates to Personal Umbrella coverage
Covers your damages and medical costs resulting from and accident caused by and uninsured, underinsured, or hit and run.
Relates to Personal Umbrella coverage-excess UM coverage
Covers medical expenses for anyone in your vehicle in the event of an accident, regardless of fault.
reasonable/necessary medical care
Covers anything other than Collision. If something falls on the vehicle, it gets keyed or scratched or it is stolen. If you hit an animal. Towing. Windshield replacement.
Required if vehicle financed
Covers repairs to your vehicle when you hit, or are hit by another vehicle or object. One car rollover.
Required coverage if vehicle financed
Full Safety Glass
Stay compliant with the Financial Responsibility law.
SR22 Filings available
Personal Umbrella available with filing in some markets
Programs by carrier:
Know your coverages!
Knowing the definition of each coverage in your auto policy and using that knowledge in selecting coverages can make a huge difference to you financially in the event of a loss.
We are here to help you navigate your coverages which will make a big difference in your daily life.
Minimum coverages do not always save you money in the long run.
Please discuss your insurance requirements with a licensed agent and refer to your actual insurance policy documents for coverages that apply to you and your situation.Coverage descriptions and definitions listed herein are for illustration purposes only and may not be available to you or to your specific situation.