Alaskan Insurance Services
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Property and Casualty Insurance
Personal Lines * Commercial Lines
Bonding
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Alaskan-Owned and Operated Independent Insurance Agency
Personal Lines
Personal Umbrella
Policies
Personal Umbrella
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Personal Umbrella with Excess UM Liability
Coverages
Excess Liability
True Umbrella
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Underlying coverages/limits
Coverage defnitions: Personal Umbrella
Personal Umbrella
Excess Liability
vs.
True Umbrella
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Excess Liability:
Provides excess liability coverage above primary underlying policy limits.
True Umbrella:
Insures against certain risks that the primary underlying policy does not cover.
Underlying Poilicy Requirements
Must have underlying policies such as home and auto. In some product lines only auto.
Excess Uninsured Motorist Liability
Additional Excess Uninsured Motorist Liability is available and allowed in addition to Excess Liability coverage in some Personal Umbrella policies.
Higher Policy Limits
You must carry higher liability limits on your other insurance products that are held within the Umbrella
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250/500/100
Legal Defense Costs
Covers Attorneys Fees and other lawsuit costs.
Protects your Assets
Protects your assets including your Home, Autos, Boats, Atv's, RV's, Travel Trailers, and Motorcycles.
Protects your
Earnings/Livelihood
Protects your future earnings and livelihood from lawsuits.
Protects your
daily life
Protects you against slander, libel, invasion of privacy, defamation of character.
Protect your future earnings and livelihood!
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A Personal Umbrella acts as an extra layer of coverage. This coverage comes in handy if you encounter a an unexpected life event such as causing a multi-vehicle, multi-injury auto accident. A Personal Umbrella may be THE most important insurance coverage you ever buy.
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We will demonstrate how adding a Personal Umbrella to your insurance policy portfolio can protect your future. Combined with higher under lying policy coverage limits this product is a Home run.
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An optimum coverage combination can literally save your financial life. Let us show you an all-star line up of coverages.
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Disclaimer:
Please discuss your insurance requirements with a licensed agent and refer to your actual insurance policy documents for coverages that apply to you and your situation.
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Coverage descriptions and definitions listed herein are for illustration purposes only and may not be available to you or to your specific situation.
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